How Weather Can Disrupt A Business

7/9/2024 (Permalink)

There are many different ways weather can impact your Business...

For example if an electrical storm occurs it can knock out power.  A snow storm could do the same and make it impossible to operate your business. It could also damage your building and make it necessary to shut down. You could lose business capabilities for a period of time. Thankfully, insurance will cover many of these problems.

Business Disruption Insurance is Crucial

General commercial insurance may not cover these problems if you do not include business disruption coverage. This type of insurance coverage is designed to help cover losses when weather or damages impact the operation of your business. It will help get your business get back up and running and minimize personal and businesses losses in an effective manner. As weather-related damage is considered an act of God, specific coverage like this is needed for your business.

Important Considerations

When purchasing this type of insurance, it is important to choose a type that covers all possible damage. For example, it should cover emergency repairs to your building, equipment breakdown, food spoilage, loss of power, tree damage, loss of water, wind damage, snow damage, and winter storm damage. These types of weather damage are hard to predict and must be covered as much as possible.

Call SERVPRO of Babylon/Deer Park at 631-661-3802. We are open 24/7 for your emergency service needs!